Why associate TIME with MONEY?
Does this describe you?
Running non-stop, caught up in your daily routine that there is no TIME left to invest in your life dream…This daily life chaos is used as an excuse to throw in the towel without realizing we’ve already done it…
It all boils down to this…MORE MONEY creates MORE TIME…So how do we create more TIME in order to create more MONEY?
“But I really don’t have the time!”…Really? We all have the same 24-hour day, so why do some ride waves and others tread water?
The typical excuses, “My ideal life dream, my health and well-being are not a priority right now.” Now for the Big One…the damning Fear of Failure in the eyes of your peers…get the picture?
Here’s a provoking thought…
“Doing what everybody else does keeps you where everybody is.”
Changing the words you use will change the conversation in your head and will eventually reveal the recycled excuse preventing you from living your ideal life.
- Standing in line
- TV sitcoms
- gossiping with “friends”
- Work breaks
- Waiting on hold
- Traffic jams
- Waiting to pick up the kids after school
- etc, etc, etc…
Hey! Why not start saying “NO” to other peoples priorities?
What to do next…
Carry your laptop, iPad, writing pad or use voice memos and observe these ‘magical minutes’ multiply over time and “Invest” them in YOU…Hidden in plain sight little secret holds dramatic life changing effects…Or…you can just stay stuck with everyone else where you are right now…
“We become the choices we make.”
Now for the topic of Money…
Remember this accurate acronym, J.O.B. ‘Just Over Broke’…Stop deluding yourself…Cut out those places, people and things slowly stealing your dreams and make your Ideal Life Dream compelling enough to be worth it!
Exemplify a philosophy to spend only as an investment in your body, family and your dreams.
“Pay yourself first, spend less than you earn and invest the difference by making your money work for you.”
Remember, you are never alone…The Crew has your back every step of the way…
Let’s simplify things and put it all into perspective…
From the Wisdom of Seth Godin, an American author and former dot com business executive.…
The $37,000 latte
If you live in the city and grab a coffee or a snack every afternoon for about $4, it’s a vivid example of the cost of debt.
You’re either a little behind or a little ahead.
Over ten years, if you’re funding that daily purchase with ongoing credit card debt, at $1,000 a year, it’ll cost you $24,408.40, and you might never find the means to repay the debt.
On the other hand, if that same $1,000 went into a low-cost investment fund that paid about 7% a year, you’d end up with $13,816.45 in the bank.
That’s because interest compounds. It’s because banks like to charge more than they pay out. And it’s mostly because we’re very aware of the short-term and happily ignore the long term.
$2000 spent on average for lunch…this equates in the example above to $48,816.80 over 10 years or alternatively $27,636.90 in the bank. Maybe consider making your own lunch and coffee found in your fridge or cupboard?
$6000 spent on transportation averaging 15000 miles or 24000 kilometres annually. Carpooling with one friend saves you another $3000…
We are certain you can find other personal expenditures contributing to the bottom line. But just for example sake lets use the above 3 examples. This averages out to approximately $500/month to invest in yourself and your families future.
Lest we forget, “Skip the dishes…”